Business Details
About
Bankruptcy AttorneyBankruptcy ServiceConsumer Bankruptcy LawDebt LawCommercial Bankruptcy Law
Struggling With Debt? We're Here For You. Bankruptcy Solutions Tailored To Your Needs. We are Southern California's Largest Debt Relief Organization. Schedule A Free Consultation at one of our 18 Locations.
Location
Winterbotham Parham Teeple, a PC
12440 Firestone Blvd, Norwalk, CA
90650, United States
Hours
Frequently Asked Questions About Winterbotham Parham Teeple, a PC
How can I file Chapter 7 or 13?
Chapter 7 – Bankruptcy allows 1 discharge every 8 years. Chapter 13 – Debt Consolidation lets you file as often as needed, if filed in good faith and 70% of unsecured debts were paid in a previously discharged Chapter 13.
What happens to my credit?
Chapter 7 – Bankruptcy and Chapter 13 – Debt Consolidation remains on your credit report for 10 years. By not filing, credit may show negatives for 7 years from the time you become current. By filing, negative reporting stops immediately. This allows you to begin re-establishing credit faster by keeping house, auto or other payments current. Also, you may obtain a “secured” credit card to help re-establish.
Does bankruptcy eliminate all debts?
No. Chapter 7 – Bankruptcy will eliminate most all unsecured debts but not secured debts such as your home or car. To retain secured assets, payments must be made or modified. In Chapter 13 – Debt Consolidation you pay all or only a portion of your debts.