Tier One Credit is a firm focused on consumer credit laws: assisting clients sue for credit reporting errors and mistakes. Its services involve removing inaccurate or questionable negative records listed on credit reports through credit report analysis, credit disputes, litigation escalation and lawsuits.
Our expertise saves clients money and time by quickly removing collections, charge-offs and auto repos.
Shiva had been assisting me with some erroneous reporting on my credit report and has also assisted me with some financial budgeting items.
He is incredibly kind and responsive. I literally ran across him on Reddit, he replied, and has been so helpful ever since!
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Patricia Bright
Oct 2, 2025
5.0
WOW! This services was easy, friendly and very communicative. They walked me through ever step and process and made it very easy.
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Nikhil Ramnaney
Sep 30, 2025
5.0
I cannot recommend Tier One Credit highly enough. Over the past several years, I’ve referred several people including close family members to Shiva and his team, and the results have been outstanding. They’ve helped individuals who felt like there was no way forward, finding solutions that truly made a difference in their financial lives.
As an attorney, I have been especially impressed with their diligence, attention to detail, and creative strategies. Shiva and his team approach every situation with professionalism and care, and their ability to navigate complex credit challenges is unparalleled.
If you or someone you care about needs help with their credit, I strongly recommend reaching out to Tier One based on their expertise and commitment to their clients.
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Carolynn Romana
Sep 21, 2025
5.0
After so much stress over my circumstances, I feel absolutely confident in the decisions I made with the counsel provided by Tier One! They are so versed and knowledgeable!
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Karine Karadjian
Sep 18, 2025
5.0
As a fellow attorney I’m particular with my attorney reviews and referrals/recommendations. Shiva has helped several of my bankruptcy and debt settlement clients with great results. He’s honest and ethical and sets realistic expectations in a field that’s often full of misinformation. Highly recommend him for credit matters.