Stagner Insurance Agency is your local Medicare, Life & Health insurance expert. We do more than just “sell” insurance. We are your insurance concierge. We want to make sure you understand it, and take care of you after the sale. We even go the extra mile by helping with the other ‘pieces of the puzzle’ that other agencies won’t - because they don’t get paid to do it.
Frequently Asked Questions About Stagner Insurance Agency
What types of insurance do I need for my home?
Homeowners insurance is essential, and you may also want flood, earthquake, or umbrella coverage depending on your location. We can help assess your needs and find the best options for you.
How do I know if I’m underinsured?
If your coverage doesn’t fully reflect your home’s value or the cost to replace belongings, you might be underinsured. We can review your policy and adjust limits to ensure you're adequately protected.
What factors affect my auto insurance rates?
Your driving history, vehicle type, age, location, and credit score all impact your rates. We can help you find ways to lower your premiums by adjusting coverage or exploring discounts.
Do I need life insurance if I’m young and healthy?
Yes! Life insurance is more affordable when you're young and healthy. It can secure your family’s future and help cover funeral costs, debts, or other expenses. We can help you choose the right policy.
How often should I review my insurance policies?
It’s a good idea to review your policies annually or after major life changes (buying a home, marriage, etc.). We can help ensure your coverage stays up-to-date and meets your evolving