RW Insurance is local independent insurance agency that has been serving the area for 4 generations. We offer competitively priced auto insurance, homeowners insurance as well as business insurance and many others for NH & ME.
Great experience when I really needed help. First when I called a live person answered the phone and took time to answer all my questions. I had a car accident and needed a ride to get a rental car. Gary the owner RW Insurance Co. picked me up and took me to Enterprise Rental and helped me through all the paperwork from the accident and the rental.
Thanks again Gary.
CG
Chris Goodell
Oct 2, 2025
5.0
I was initially pointed towards RW insurance years ago as they were specialists in small business insurance. I've been with them ever since and I've had nothing but fast, informative, & responsive assistance. Highly recommended!
LP
Lyn Patterson
Sep 29, 2025
5.0
Gary is wonderful, he is easy to talk with and quick to respond. I would highly recommend working with Gary. Gary saved us a lot of money!
What types of auto insurance coverage do you offer?
We provide a comprehensive range of auto insurance options, including liability, collision, comprehensive, uninsured/underinsured motorist, and personal injury protection (PIP) coverage. Our team can help you select the right combination to meet your specific needs.
How can I lower my auto insurance premium?
There are several ways to potentially reduce your auto insurance costs. These include combining multiple policies, maintaining a clean driving history, adding safety features to your vehicle, or completing an approved defensive driving course. Our agents can review your policy to identify potential savings opportunities.
What should I do after an accident?
Following an accident, prioritize safety first. Contact emergency services if needed, exchange information with other involved parties, document the scene with photos, and reach out to us to initiate your claim. We'll guide you through the next steps in the process.
What does homeowner's insurance cover?
A standard homeowner's insurance policy generally includes coverage for your home's structure, personal possessions, liability protection, and additional living expenses if you're temporarily displaced due to a covered event. We can provide a detailed explanation of your specific policy coverage.
Is homeowner's insurance mandatory?
While homeowner's insurance isn't legally mandated, it's often required by mortgage lenders as a condition of your loan. Even without a mortgage, homeowner's insurance provides crucial financial protection for your property and assets.
Can I bundle my home and auto insurance?
Absolutely. Bundling your home and auto insurance policies can often lead to substantial savings on your premiums. It also simplifies your insurance management by consolidating your coverage under one provider.
How do I know if I have enough homeowner's coverage?
At RW Insurance, we conduct a thorough review of your existing policy or assess your needs based on your home's size and current replacement costs. This ensures you have adequate coverage to protect your property and belongings.
How do I get a quote?
Obtaining a quote is simple. You can submit a request through our website, call our office directly, or arrange a consultation with one of our licensed insurance agents. We're here to assist you in finding the right coverage at a competitive rate.
How do I file a claim?
To file a claim, you can contact our office by phone or through our website. Our experienced team will walk you through the entire claims process, providing support and guidance from start to finish.
What is an umbrella policy?
An umbrella policy provides additional liability protection that extends beyond the limits of your standard auto or homeowner's insurance. It offers an extra layer of financial security in case your primary policy's liability limits are exhausted.