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Welcome to RF Insurance Master – Your Partner in Health and Benefits
At RF Insurance Master, we specialize in offering tailored health and benefit solutions that meet the unique needs of both individuals and groups. With our concierge and white-glove approach, we ensure that every client receives the highest level of service and support, allowing them to focus on what matters most while we handle the details.
Our Products and Services:
1. Individual Health Insurance
We provide a comprehensive range of individual health insurance options, ensuring that you and your loved ones have access to the best healthcare available. Our offerings include:
Major Medical Insurance
Short-Term Health Insurance
Dental and Vision Plans
Critical Illness Coverage
Accident Insurance
2. Group Health Insurance
For businesses of all sizes, we offer group health insurance plans designed to keep your employees healthy and productive. Our group plans include:
Employer-Sponsored Health Plans
Self-Funded Health Plans
Health Savings Accounts (HSAs)
Flexible Spending Accounts (FSAs)
Employee Wellness Programs
3. Medicare Solutions
Navigating Medicare can be complex, but we make it simple with our range of Medicare products:
Medicare Advantage Plans
Medicare Supplement Plans (Medigap)
Prescription Drug Plans (Part D)
4. Ancillary Benefits
Enhance your health coverage with additional benefits that provide peace of mind:
Life Insurance
Disability Insurance
Long-Term Care Insurance
Voluntary Employee Benefits
5. Concierge/White-Glove Service
What sets RF Insurance Master apart is our commitment to providing unparalleled customer service. Our concierge team is dedicated to managing all aspects of your insurance needs, from enrollment and claims support to ongoing policy management. We work closely with you to ensure that your experience is seamless and stress-free.
After 18 years in corporate health care plans, I was very unprepared on how to handle the Marketplace Insurance landscape. Ray and Lorraine at RF Insurance Masters attended to EVERY detail, as well as patiently explaining the nearly opaque challenges associated with US Health Care plans in general. If you're looking to get an insurance plan for you or your family, you shouldn't go anywhere else until you've spent a lot of time with RF Insurance Masters.
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Sean King
Dec 2, 2021
5.0
Everybody loves Raymond! This was by far the best experience getting health insurance that I have ever had. Any questions, problems? Ray is only a phone call away! If you need health insurance there is no one that knows more and will do more for you than Ray Freer and his team at RF Insurance Masters.
MS
Marc Swearengin
Dec 10, 2013
5.0
Ray has been a great friend and agent to me and my family for the past few years. He understands what you need, and will never sell you anything that you don't need. His integrity is the best I have seen - and that can be hard to find with insurance brokers. He will take care of your family!
BB
Billy Braxdale
Feb 20, 2013
5.0
Ray Freer was able to find my son an affordable health care policy that far exceeded what we thought he could get. Ray came up with an option that perfectly fit the need my son had and saved him several hundred dollars a year that he would have had to pay being added to his wife's policy at work. As a parent it gave me a lot of peace of mind knowing that they were financially protected if there was a catastrophic medical emergency and that he could also get into see a doctor without having to dip into their savings. Ray, at RF Insurance Masters, is someone I can honestly and confidently recommend to my friends and family.