Business Details
About
Insurance Agency
Ramsey Family Insurance provides auto, home, watercraft, motorcycle, recreational vehicle insurance and more to clients in and around Chattanooga, TN.
Details
- Requires appointmentNot available
- Online appointmentsAvailable
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Ramsey Family Insurance
5705 Marlin Rd Suite 2007, Chattanooga, TN
37411, United States
Hours
Reviews
4.3
109 reviews
5 stars
79
4 stars
8
3 stars
7
2 stars
3
1 star
12
- AJAdrien JusticeJun 21, 20251.0Why yall dont answer on Saturday it says yall open i call 2 times to updated after i remove the original post but I re called that I call more than 3 times like an whole hr never answered my calls and after that I get response letting me know that they could I call it was their apologies now to see I got petty response shows unprofessional on Saturday they don’t like to answer all I said I paid direct to the general no problem
- TWTina WatkinsJul 25, 20225.0Always polite and professional
- IHIndia HawkinsOct 31, 20205.0The staff are always very nice no matter if you are there at their office or if you are on the phone with them.
- RPRobert ParkerJun 24, 20195.0Nice and friendly
Frequently Asked Questions About Ramsey Family Insurance
When should I buy car insurance?
You should always buy car insurance before buying a car. Driving without insurance is illegal and leaves you financially accountable in the case of an accident. Whether you are buying a car from a dealership or an individual seller, you can get a car insurance quote and purchase a policy. If you're looking for car insurance companies in Chattanooga, TN, call us at Ramsey Family Insurance.
Does the type of car affect the cost of insurance?
Indeed, the make and model of your car significantly impact your car insurance rates. Additionally, the cost of your vehicle plays a crucial role; the higher the repair or replacement expenses, the greater your insurance premium.”
Are there any discounts for car insurance?
Discounts for car insurance vary based on your chosen provider. Common discounts include affiliation discounts, reduced rates for students, good driver or no-accident discounts, and savings for hybrid or electric vehicles. One prevalent discount is bundling, available to those who have both home and auto insurance with the same carrier.
How much insurance for my car should I have?
While your state mandates a minimum coverage amount, it often falls short of adequately protecting against accident costs. It’s advisable to carry insurance that aligns with your comfortable budget.
Are there things car insurance does not cover?
Car insurance does not extend to cover wear and tear or general maintenance of your vehicle. Additionally, personal belongings are not included, and any expenses exceeding your coverage limit remain uncovered.
Does my car insurance cover other drivers?
While it varies based on your policy, most likely it will. It’s advisable to be aware of your coverage limits.
What is Liability Insurance?
Liability insurance covers the costs of damage you cause to another driver or their property in an at-fault accident. It’s typically divided into two parts: bodily injury liability coverage and property damage liability coverage.
How fast can I get car insurance?
Typically, you can obtain an insurance policy on the same day, and in some cases, within hours.
Do I need insurance for other types of vehicles?
While your standard auto insurance policy covers your car, various types of vehicles require specific insurance. Commercial trucks, motorcycles, ATVs, and RVs each need their own specialized coverage, which you can obtain from most insurance providers.