Auto Insurance AgencyBusiness Insurance ServiceHome Insurance AgencyLife Insurance Agency
Since 1984, Phil Hager Insurance Agency, Smith Mountain Lake, Virginia's longest serving insurance agency, has been insuring residents of Franklin County, Bedford County, the Smith Mountain Lake Region and all of Virginia. We specialize in serving the surrounding Smith Mountain Lake communities of Moneta, Hardy, Wirtz, Penhook, Union Hall, Glade Hill, Goodview, Huddleston, Rocky Mount, and Bedford. We offer a wide range of products from well known and respected regional and national companies such as Allstate, Safeco, Progressive, Auto-Owners, The Hartford, National General, State Auto, Mutual of Omaha, and Anthem. Whether you have a need for Auto Insurance, Home Insurance (Primary or Secondary), Short Term Rental Home Insurance, Toy (Boat, Motorcycle, ATV, Golf Cart, RV) Insurance, Business Insurance, Life Insurance, Health Insurance, or Medicare Supplement Insurance, Phil Hager Insurance Agency provides the local experience you need to assist you in making the right choices. We specialize in listening to your specific needs and creating a custom fit insurance package.
Crystal was very helpful in getting me home insurance. Very informative and saved me money!
LB
Lynne Burkholder
Oct 13, 2025
5.0
Crystal is very professional and helpful. She was able to save me almost $800.00 on my prior policy. It is a pleasure dealing with Phil Hager Insurance. Thank you
SH
Susana Velasco Hernandez
Sep 26, 2025
5.0
Worked with my time limit- super friendly & professional! :)
KG
Keith Goins
Sep 19, 2025
5.0
Very pleased with the professionalism, knowledge and urgency of Crystal at Phil Hager Insurance.
DM
Dave Misher
Sep 17, 2025
5.0
Easy to work with and provided a good policy with very competitive rates