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About
Mortgage LenderCommercial Mortgage LenderConstruction LoansFHA LoansMortgage Refinance
Michael James, NMLS 491134, is an experienced Mortgage Loan Officer at Core Bank who is dedicated to helping clients navigate the home financing process with confidence. With a strong background in the mortgage industry, Michael takes the time to understand each client’s unique financial situation and goals, offering personalized loan solutions and clear, consistent communication every step of the way. He is committed to making the path to homeownership smooth and stress-free, while building lasting relationships based on trust and long-term financial success.
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Frequently Asked Questions About Michael James
What kind of loan is right for me?
The right loan depends on your financial goals, credit profile, and how long you plan to stay in your home. I help clients evaluate options like FHA, VA, and NIFA loans to find the best fit for their needs!
Is it smart to refinance my mortgage?
Refinancing can be a smart move if you're looking to secure better terms on your mortgage, such as a lower interest rate. This can help reduce your monthly payments and save you money over time. If you're considering refinancing, I can help you explore the best options to meet your financial goals. Let me guide you through the process to determine if refinancing is the right choice for you!
What types of home loans can I apply for?
You can apply for mortgage loans, home equity loans, construction loans, and lot loans. Reach out today and I’ll help you find the loan that fits your goals best!
What's an FHA loan?
An FHA loan is a government-backed mortgage that’s great for first-time buyers or those with less-than-perfect credit. It offers lower down payment options and more flexible qualifying criteria.
How do I get approved for a loan?
Approval is based on your income, credit history, debt-to-income ratio, and employment. I can walk you through the process step by step and help you get pre-approved so you know what to expect!