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- Requires appointmentNot available
- Online appointmentsAvailable
- Onsite servicesAvailable
Location
Josh Culotti - State Farm Insurance Agent
5720 220th St SW, Mountlake Terrace, WA
98043, United States
Hours
Reviews
4.9
600 reviews
5 stars
582
4 stars8
3 stars2
2 stars1
1 star7
What are people saying?
AI-generated from customer reviews
Customer Service
Agents like Josh, Nick, and Kayla received high praise for their friendly, responsive, and professional service, making the insurance process smooth and stress-free.
Cost Savings
Many customers reported significant savings on their insurance premiums after switching to State Farm, often saving hundreds or even thousands of dollars annually.
Clear Communication
Customers appreciated the clear explanations and guidance provided by agents, which helped them understand their policies and coverage options better.
Personalized Attention
Clients felt valued due to the personalized service they received, with agents taking the time to understand their individual needs and providing tailored solutions.
Overall Satisfaction
Overall, customers expressed high satisfaction with their experiences, recommending the agency and its agents for their professionalism and dedication.
- BBBen B1 day ago5.0I was referred to Josh by a colleague after discovering some major gaps in my insurance coverage. As my assets grew, my needs changed—but I hadn’t kept up, and I suddenly found myself dangerously underinsured. On top of that, I have a fairly unique situation running an Airbnb out of my primary home, which many carriers won’t touch. From the moment I contacted Josh, he jumped in without hesitation. I brought him a whole list of complicated insurance challenges, and he tackled each one with focus, positivity, and a genuine problem-solving attitude. Even in situations where State Farm couldn’t directly meet my needs, Josh worked just as hard to find me the right solution—even if it meant sending my business to another company. To top it off, his auto rates beat every quote I received, including from USAA, which was a great surprise. That “customer-first” mindset is exactly why I chose to work with Josh. He cared far more about making sure I was properly protected than making a sale, and that kind of integrity is rare in this industry. If you want an insurance agent who is knowledgeable, responsive, honest, and truly committed to your best interests, I strongly recommend working with Josh. He’s a real asset to his clients.
- ABAmy BarrettNov 7, 20255.0Josh was very informative in our meeting and reviewed my current coverage with another company against what he could offer me. The price point is a little higher than what I was paying, but he’s so much more attentive than the company I was insured with that I switched just for the peace of mind!
- AMAlex McNealOct 29, 20255.0Elijah was fantastic to work with! His quote was much better than any other provider for home and car insurance, while having even more coverage. He explained terms in a straightforward way and made the whole process so smooth. Happy I made the switch!
- JGJamie GierOct 20, 20255.0Kayla at State Farm was fantastic to work with! She quickly found me home and auto insurance at a much lower cost—with the same great coverage. She was prompt, clear in her explanations, and incredibly friendly throughout the process. I highly recommend Kayla for her excellent service and professionalism!
- LSLogan SteckerOct 14, 20255.0Had an awesome experience with my Local State Farm office. Huge thanks to Taylor for helping me through the process on what was previously a very stressful experience. She found me a great rate to combine my homeowners, rental property and auto policies under one roof and was incredibly easy to work with. Thanks Taylor!
Frequently Asked Questions About Josh Culotti - State Farm Insurance Agent
Do I have to pay for a quote online?
No, you do not have to pay for a quote online. We offer free quotes!
What payment methods can I use?
We accept cash and most major credit cards, such as Visa, Mastercard, Discover, and American Express.
Where do I access my online billing and payment information?
Use the Digital Pay Payment Center link to access your account. Enter your User ID and password to login. You will be directed to your billing and payment information.
Who do I contact if I have questions about billing or payments?
Please contact your agent if you have questions about your bills, payments or Renewal Coverage Offers. Your agent's phone number and email are available on the details page of your bill.
What can I do on the State Farm mobile app?
The mobile app helps you manage your insurance and banking accounts, get roadside assistance, file claims, and more!
What does Emergency Roadside Service cover?
Emergency Roadside Service will typically cover: Towing your covered vehicle to the nearest repair facility, delivery of gas, oil, a battery, or tires, One-hour of locksmith services, One-hour of mechanical labor for select services.
I can’t log in to my account, what can I do next?
If you have created an online account and can not log in for any reason, please call Customer Care at any time.
Can I go paperless?
Yes, setup is easy! You can set this up when you log in to your account and update your email preferences.
Can I purchase my policy online?
Typically you are able to purchase a policy online at the end of the quote process. If you are not given this option, please reach out to your selected agent or Customer Care.
Can I save a quote to finish at a later time?
Yes, you can save your quote to continue at a later time. When you save your quote you will receive an email that contains a link to the application process.
What if I have more than four vehicles or four drivers in my household?
If you have more than four vehicles or drivers in your household, you will need to reach out to your selected State Farm agent.
Is my account number the same as my policy number?
No, A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.
Can I change my coverages online?
Yes, you can request changes to your coverages online and they will then be forwarded to your agent for processing.
Can I complete the process without an agent?
No, you are not able to complete the process without an agent. If you do not have an agent or have not selected an agent, one will be assigned to you for all your State Farm quotes, policies, and accounts.
When does my coverage start?
Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.