A most excellent agent and human being, they have been absolutely helpful in everyway in regards to every question as well as acquiring cheaper payments
MC
Musique Charvette
Sep 25, 2025
5.0
I've been with Josh's Agency more than ten years. Josh, treats clients like we are Family, with Taylor, and Alyssa providing top tier customer service. During times when I've had hardships, their care calls have helped me to stay on top of my payments, and keep my policy in force. I appreciate Josh Culotti State Farm more than this review can say❤️
NF
Noel Forrest
Sep 24, 2025
5.0
Josh and his team have always been great!
AG
Amber Glass
Sep 19, 2025
5.0
Josh is responsive and provides all the info I request. His communication skills are great which is essential in the insurance business
SS
Susan Shames
Aug 22, 2025
5.0
I want to give a huge shout out to Nick Tiffany. Over the past several days he worked diligently to get us set up with auto, homeowners, and a valuable asset policy. He even researched where we could get an umbrella policy and even walked me through how to fill it out! He saved us @ $4k a year from our old insurance company. He kept us apprised every step of the way, something my former broker did not do. His professionalism and great customer service was why I decided to go with State Farm and this agency. When I called and asked for Nick, the other team members knew who I was! I feel I will get great service and I am thrilled with my decision. I can’t believe how excited I am about insurance. When you find the right agent and company it makes all the difference and you feel you are well taken care of. 5 stars for Nick, from a very satisfied customer!
Frequently Asked Questions About Josh Culotti - State Farm Insurance Agent
Do I have to pay for a quote online?
No, you do not have to pay for a quote online. We offer free quotes!
Who do I contact if I have questions about billing or payments?
Please contact your agent if you have questions about your bills, payments or Renewal Coverage Offers. Your agent's phone number and email are available on the details page of your bill.
What can I do on the State Farm mobile app?
The mobile app helps you manage your insurance and banking accounts, get roadside assistance, file claims, and more!
What does Emergency Roadside Service cover?
Emergency Roadside Service will typically cover: Towing your covered vehicle to the nearest repair facility, delivery of gas, oil, a battery, or tires, One-hour of locksmith services, One-hour of mechanical labor for select services.
I can’t log in to my account, what can I do next?
If you have created an online account and can not log in for any reason, please call Customer Care at any time.
Can I go paperless?
Yes, setup is easy! You can set this up when you log in to your account and update your email preferences.
Can I purchase my policy online?
Typically you are able to purchase a policy online at the end of the quote process. If you are not given this option, please reach out to your selected agent or Customer Care.
Can I save a quote to finish at a later time?
Yes, you can save your quote to continue at a later time. When you save your quote you will receive an email that contains a link to the application process.
What if I have more than four vehicles or four drivers in my household?
If you have more than four vehicles or drivers in your household, you will need to reach out to your selected State Farm agent.
Is my account number the same as my policy number?
No, A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.
Can I change my coverages online?
Yes, you can request changes to your coverages online and they will then be forwarded to your agent for processing.
Can I complete the process without an agent?
No, you are not able to complete the process without an agent. If you do not have an agent or have not selected an agent, one will be assigned to you for all your State Farm quotes, policies, and accounts.
When does my coverage start?
Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.
What payment methods can I use?
We accept cash and most major credit cards, such as Visa, Mastercard, Discover, and American Express.