HealthMarkets Insurance - Sandy Smalley

I have been in health/personal insurance for most of my career starting in the corporate benefit arena and now in the individual market for the last 7 years. I am very well versed in health insurance, supplemental products, life coverage and disability coverage. In addition, I am a certified Medicare agent. I enjoy working with my clients closely to develop a plan that is comprehensive and cost effective. Each client is different, so the program should be tailored to meet their particular needs.