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I have lived and worked in Santa Cruz County since 1987, first as a General Contractor, building numerous custom homes and remodels, then as a licensed independent insurance agent. My main goal is to serve my clients and provide them with the best solutions for their problems that I can find. I am proud to represent HealthMarkets Insurance Agency in the Monterey Bay area and beyond. We are focused on serving the life, health, retirement and long-term care insurance needs of small businesses and middle-income families and individuals. I personally meet with my clients to understand their needs and provide objective guidance and solutions. Please contact me today for a free consultation.
Manfred is a wonderful resource. He cuts through the morass of plan details to lay out your options clearly and succinctly. It is a relief to know that I have all the information I need and am making the best decision possible.
TW
Tim Woods
Jul 30, 2019
5.0
Manfred assisted me getting on Social Security and Medicare. He's knowledgeable, communicates well and takes as much time as needed to understand the issues. Top notch. Highly recommended.
KH
KERRY HARSCHEL
May 11, 2019
1.0
Richard Knightley wanted me to pay for a health insurance policy for $156.00
I had problems with my email
He muttered he'd spent so much time (45 minutes) and hung up on me.
I then called the number for the health insurance company and got full coverage for $44 per month.
NE
N Estuesta
Feb 26, 2019
5.0
Manfred helped my family sign up for health insurance along with a Medicare supplemental plan. He made the process easy and fast. He was able to answer all my questions and explained everything to me in detail. We were able to complete everything by phone and email. I highly recommend!
SV
Shalom Victor
Nov 4, 2016
5.0
For 2015 supplemental plan we found Manfred knowledgeable, friendly and precise. He proposed Humana Gold and we have been very satisfied with the choice.
Thanks, Manfred
Shalom and Vito