Hartke Insurance was started in 1948 by C.W. Hartke of Evansville, Indiana. He went door to door, offering Fire Insurance Policies for about $12.00 per year. He would huddle around a client’s coal furnace to keep warm, talking about what could happen if those coal embers were to start a fire on the rug or a chimney fire if the furnace became too hot.
A lot has changed through the years. Although we no longer go door to door, we still operate as small family owned business. We help each other and care about our customers. Our goal is to provide the best price and service we can for the coverage you choose. You will notice we say for the coverage YOU choose. We want everyone to have the best coverage, but we also realize that everyone’s budget and individual circumstances are not the same.
Hartke Insurance has come to specialize in auto insurance, although we offer most other lines as well. Our theme is “Great Auto Rates” for all drivers, Ultra-Preferred, Preferred, Standard, and high risk. We hope to cut down on customer’s frustration and wasted time by doing the shopping for you. We will work hard to place your coverage through our agency as quickly and painlessly as possible. Try clicking on one of our links for your free no obligation quote. We think you’ll be glad your did.
I love this insurance agency friendly very helpful and very knowledgeable and they help you find the right coverage that you need thank you for all of your help
JT
Jennifer Tramill
Nov 10, 2019
5.0
Great deal 👍
NL
Nelson LeDoux
Nov 8, 2019
5.0
No frills, but awesome service and fantastic rates!
Yes, it is possible to obtain insurance without a driver's license. Hartke Insurance collaborates with more than 25 insurance providers, many of which offer coverage for individuals who have never been licensed, have a suspended or expired license, or possess a foreign license. For more information about our home and auto insurance options in Evansville, IN, please contact us today.
Do I have to come to the office to purchase a policy?
No, visiting our office is not necessary to purchase a policy. We offer multiple convenient options, including email, phone, or mail transactions. This flexibility is one of the reasons why Hartke Insurance is a highly recommended independent insurance agency in Evansville, IN.
Do I need insurance to register a vehicle?
Yes, insurance is required to register a vehicle. When you purchase insurance through Hartke Insurance, we provide immediate proof of coverage. Contact us today to initiate the process for obtaining home and auto insurance that Evansville, IN residents rely on.
Can I get insurance on a vehicle I don't own?
Yes, it is possible to insure a vehicle you do not own. Hartke Insurance works with over 25 companies that offer this type of coverage. As a flexible independent insurance agency trusted in Evansville, IN, we can accommodate various situations.
If I purchase insurance, can I cancel at any time?
Yes, you can cancel your insurance at any time with a written request. Please note that cancellations are processed on a short-rate basis, and there may be an early termination fee. For more details about canceling your home and auto insurance in Evansville, IN, please contact our agents.
What's the difference between term life and whole life insurance?
Term life insurance provides coverage for a specific period, while whole life insurance lasts until age 100 or death, whichever occurs first. Additionally, whole life insurance includes a cash value component. As a leading independent insurance agency in Evansville, IN, we offer both types of life insurance plans to meet your needs.
What happens if I miss a premium payment?
The consequences of missing a premium payment depend on your specific insurance company and their policy guidelines. In most cases, your coverage may be canceled due to non-payment. If you have concerns about your home and auto insurance in Evansville, IN, please contact us promptly to discuss your situation.
What are common reasons an insurance company denies a claim?
As an experienced independent insurance agency in Evansville, IN, we've observed several common reasons for claim denials. These include: unpaid premiums, insurance fraud, failure to report the incident in a timely manner, excluded at-fault drivers, illegal activities, and insufficient or incorrect coverage (such as using a personal vehicle for business purposes without proper insurance).
How can I save money on my insurance?
We provide numerous discounts to help you save on insurance premiums. These include homeowners discounts, prior insurance discounts, automatic payment discounts, multi-vehicle discounts, multi-policy discounts, and good student discounts. According to Bankrate, the average Indiana driver pays $1,254 for car insurance. To explore potential savings on your home and auto insurance in Evansville, IN, please contact us today.
What is a deductible?
A deductible is the amount you agree to pay out of pocket when filing a claim for property repairs. This applies to both home and auto insurance policies in Evansville, IN.