Edge Home Finance, located in Minnetonka, MN, is your trusted partner in mortgage lending and real estate investing. We specialize in providing tailored financing solutions for all types of borrowers, including foreign nationals and self-employed individuals. Our expertise extends to innovative options like DSCR loans, ideal for investors looking to maximize their cash flow. Whether you're interested in a fix and flip project or financing a new construction home, our team is dedicated to helping you navigate the process with ease. In addition, we offer SBA loans for small businesses ready to grow. At Edge Home Finance, we prioritize your financial goals and work diligently to find the best solutions for your unique needs. Contact us today to learn more!
Frequently Asked Questions About Edge Home Finance - Nick Bednarczyk
What mortgage loan options does Edge Home Finance offer for investor-friendly DSCR financing in Minnetonka?
At Edge Home Finance in Minnetonka, MN, we specialize in DSCR (Debt Service Coverage Ratio) mortgage loans designed for real estate investors. These loans assess your property's income-generating ability rather than personal income—great for those doing fix-and-flip projects or buying rental properties. We pair this with our in-depth market knowledge in the Twin Cities area to get you approved fast.
How can Edge Home Finance help me as a foreign national or self-employed borrower in Minnetonka?
If you're a foreign national or self-employed, traditional lenders often require extensive documentation. As a local finance broker—that is, your go-to Mortgage Broker in Minnetonka—Edge Home Finance customizes applications with alternative income verification methods and flexible underwriting, making it smoother for non-traditional borrowers to qualify.
What jumbo mortgage options are available through Edge Home Finance, located in Minnetonka, MN?
For higher-value properties, Edge Home Finance offers tailored jumbo mortgage solutions in Minnetonka, MN. As a trusted finance broker, we help navigate the unique requirements—including higher loan limits and underwriting standards—so that your larger purchase or investment goes smoothly with competitive rates and personalized guidance.
How can a finance broker like Edge Home Finance support someone starting a small business with an SBA loan in the Minnetonka area?
Beyond home lending, Edge Home Finance acts as a finance broker connecting local entrepreneurs with SBA loan programs. We assist you in preparing your business plan, gathering documentation, and submitting a strong application—so your growing Minnetonka business can access the capital it needs with confidence.
What should local homebuyers and investors in Minnetonka consider when choosing DSCR, jumbo, or traditional mortgage options?
In Minnetonka’s evolving real estate market, borrowers should compare interest rates, qualification criteria, and loan terms across DSCR (for investors), jumbo (for higher-price homes), and traditional mortgages. As a specialized mortgage and investor-focused finance broker, Edge Home Finance helps you assess which option matches your financial goals—whether you're buying a home, financing an investment, or expanding a business.