Dan Burghardt Insurance

It’s fine, of course, if your comfortable with that. However, if you are more comfortable buying local, Dan Burghardt Insurance is your local agent and has been for over 40 years.

Driving without auto insurance will result in fines, a suspended license, and the towing of your vehicle if you are caught on the road without the minimum insurance coverage of 15/30/25. Louisiana’s insurance law “No-Pay, No-Play” disqualifies anyone who does not carry mandatory liability from receiving claim payments for bodily injuries and property damages in an automobile accident. By not carrying liability insurance, you, in turn, are not covered by anyone else’s insurance.

Your insurance company is required to issue you an auto insurance ID card on each vehicle they insure. You must carry this in your vehicle at all times when the vehicle is driven. Other states require the same and as you travel from state to state, your minimum limits of liability go up with each state requirement at no additional cost.

A home insurance policy provides a homeowner with financial protection for damage to or loss of their property and belongings. It also provides financial protection and legal defense to the owner of the home for actions or property conditions that result in injury to someone or damage to another person’s property. The exact terms of coverage depend upon the form of the homeowner’s policy you purchase, but most home insurance policies cover events like fire, hail, wind, and windstorms. Home insurance also provides financial assistance if a homeowner must be temporarily displaced because their home has been damaged by an event covered by the policy. If you are in Louisiana or Mississippi, we recommend getting a free hurricane preparation checklist as part of your home insurance. When you are shopping for home insurance, it is important to understand the policy options that are available. However, figuring out what coverage you need while also finding a policy at an affordable price that fits those needs can be frustrating. Unless you are an insurance professional, you shouldn’t try to figure out the maze of insurance terms and policy conditions by yourself. The home insurance experts at Dan Burghardt Insurance are here to help you find your way through the different forms, coverages, and prices to obtain the best coverage for your individual needs at a price you can afford. For a quick quote, you can contact our quote department directly. You can even buy your policy over the phone.

The cost is always a concern. You’re probably tired of spending hours calling dozens of agencies for a better price, but you still need coverage, especially for a new home purchase or mortgage closing. Plus, with the constant threat of hurricanes, tornadoes, thunderstorms, and flooding in our area, tragedy can strike within hours or even minutes. If you need help with the high cost of insuring your home (and who doesn’t?), then look no further. With new markets and lower rates, Dan Burghardt Insurance is saving people hundreds even thousands of dollars on their homeowner’s insurance. It doesn’t matter whether you already have home insurance or you are buying a new home, Dan Burghardt Insurance has high-quality companies insuring homes in your area at super low rates. For a quick quote, you can contact our quote department. Dan Burghardt Insurance offers huge discounts for: -New homes -Modular -Hip roofs -Security and/or fire alarms -Previous insurance -Full renovations Package discounts are available for buying your home, auto, and flood insurance from one agent!

Yes, coverage is available for single homes, doubles, tri-plexes, four-plexes, townhouses, condominiums, row houses, mobile and modular homes. We also have insurance for rental properties, apartments, vacant properties, builder's risk properties, and renovations.

Our home coverage provides enhancements like contents replacement cost coverage, which pays the full, un-depreciated cost of replacing or repairing lost or damaged property. Additional living expenses will pay for necessities such as hotel accommodations, meals, and laundry if your home is damaged and you must move out while repairs are being made. A replacement cost guarantee is also an option. At no additional charge, most of our home policies include coverage for the full cost of repairs with no deduction for age or depreciation of your home. Liability protection pays for damages and legal expenses for which you or a member of your household are liable if you injure someone or damage his property. Liability as well as medical expenses are paid to someone injured on your property or elsewhere.