Have been banking with Cogent bank for several years now (personally and professionally). Great experience all around. Their staff is amazing, and they are always exceeding my expectations. First class banking experience!!!
I can’t say enough good things about Cogent Bank. From the moment I opened my business accounts, I’ve been blown away by the level of professionalism, care, and genuine attention to detail this bank offers.
The customer service team is phenomenal. Every interaction I’ve had, whether in person, over the phone, or online, has been met with courtesy, efficiency, and a real desire to help. The staff goes above and beyond to answer questions thoroughly, resolve issues promptly, and offer helpful insights tailored to your unique banking needs.
They also make it incredibly easy to navigate between multiple accounts for multiple businesses, and also to have a remote deposit feature available so that I can make large deposits from my office rather than go in to the bank each time.
If you're looking for a bank that combines modern tools with old-school customer service, I highly recommend Cogent Bank. They’ve earned my trust, my business, and my highest praise.
DH
derrick henderson
Jul 18, 2025
Excellent Business Banking Experience with Cogent Bank
Working with Michael Dunzelman, VP and Relationship Manager at Cogent Bank, has been a game-changer for my business. From the moment we connected, Michael provided top-tier service—knowledgeable, responsive, and genuinely interested in understanding my goals.
He took the time to walk me through the bank’s offerings, helped structure my accounts for maximum efficiency, and followed up regularly to make sure everything was working smoothly. It’s rare to find that level of personalized attention paired with the speed and efficiency Cogent Bank delivers.
The digital tools are easy to use, and the onboarding process was seamless. I truly feel like I have a partner in my corner who cares about my business’s success—not just another bank contact.
If you're a business owner looking for a bank that combines relationship-based service with modern solutions, I highly recommend Cogent Bank—and especially working with Michael.
I've had the pleasure of working with Jessica for several years now, occasionally also working with Stephanie and Brandon. I can't say enough great things about my experience and the service provided. It's a relief to have found a bank that values client relationships, and I'm thankful to have found that with the team at Cogent!
I wanted to take the time, as most people do not when it is something great to say. People are always fast to review when they have a bad experience, most likely because they are just miserable people. I digress!
Cogent Bank exceeds expectations! Their customer service in Naples is outstanding, and Fort Myers isn't far behind. As a long-time SWFL resident, I've found that they genuinely care about their customers. You'll feel like a person, not just an account number. Highly recommend making the switch – you won't regret it