We have over 20yrs of experience servicing insurance in Santa Rosa & Sonoma County. We help with transfers to California. Click or Call for free insurance quotes 24/7. Offering services in Spanish. Insurance Bundles, Auto insurance, Renter insurance, Home insurance in North Bay. Life Insurance and Car Insurance Agent in all of CA. California Notary Public, Board member of Wright School Dist., BNI member, Child passenger safety, Volunteer with Redwood Food Bank, and the youth community in Santa Rosa, CA. I am 5th Generation Santa Rosa, CA born, Sonoma County raised. Our office is passionate about the well being of the people in our community. Please stop by and say Hi, we would love to meet you.
I’ve had policies with Carmel’s office for years and have loved working with them. Nicole is a delight to work with. She’s quick, thorough and so knowledgeable! Thank you for the quality service!
JT
JOSE FRANK TAPIA
Oct 22, 2025
5.0
Been working with this state farm agent for over 2 yr... have had nothing but positive experience.Also I wanna give a big, thank you to Nicole.She has been excellent and everything that she has helped me with regarding insurance issues... Thank you very much nicole for all of your work..
RC
Ronald Carrillo
Oct 3, 2025
5.0
Wow I can’t even believe how great Nicole is! If you want to see excellent customer service this is the place! Nicole has been the best associate I have had the chance of working with throughout my years of needing insurance.
EG
Elizabeth Goldman
Sep 18, 2025
5.0
Nicole helps me with both my car and home insurance policies. She makes sure I know of rate changes, answers my questions, and helps me figure out if I have good coverage on my home. I appreciate how quickly and effectively she communicates!
BP
Bob Plantz
Aug 29, 2025
5.0
Nicole Urdiales from Carmel Curiel Larios' office called me this morning to let me know that they hadn't received the certificate of my completion of the AARP Mature Driver Improvement Course. I've been taking the course for many years, which gives me a discount on my auto insurance. It needs to be taken every three years, and she was concerned that I didn't do it this time. I had completed the course and apparently sent a copy to the wrong email address.
I've been with State Farm since the 1960s. I had the same agent in Berkeley until changing to an agent in Sonoma County a few years ago. Than agent retired and my account was moved to Carmel Curiel Larios' office. The previous two were good, but they're by far the most attentive to my insurance policies. Thank you for keeping track of my policies, Nicole!