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American Benefits Agency represents Health, Life, and Medicare Plans in South Dakota, Wyoming, North Dakota, and Nebraska.
Location
Reviews
4.6
9 reviews
5 stars
8
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1 star
1
- JHJames HoltryFeb 19, 20255.0Verry helpful.
- EBEdward BondFeb 20, 20235.0Clark was very helpful in explaining the ins and outs of Medicare and the different supplements which definitely helped me understand which direction I need to go I the very near future. Ed
- DADiana AuwerterJul 24, 20225.0Clark is awesome! He made understanding medicare very easy. He certainly knows his stuff! I would highly recommend him to anyone and everyone who is In the market for medicare.
- TRTony RhodesDec 24, 20185.0Very knowledgeable team.
Frequently Asked Questions About American Benefits Agency.
Who is eligible for Medicare?
Generally, people aged 65 or older, younger individuals with disabilities, and those with End-Stage Renal Disease (ESRD) or Amyotrophic Lateral Sclerosis (ALS) are eligible
When can I enroll in Medicare?
You can enroll during your Initial Enrollment Period, which starts three months before you turn 65 and ends three months after your 65th birthday
What are the different parts of Medicare?
Medicare has four parts: Part A (hospital insurance), Part B (medical insurance), Part C (Medicare Advantage), and Part D (prescription drug coverage)
How much does Medicare cost?
Costs vary depending on the plan and coverage. Part A is usually premium-free if you have paid Medicare taxes for at least 10 years. Part B has a standard monthly premium, and costs for Part C and Part D vary by plan
Does Medicare cover prescription drugs?
Yes, Medicare Part D provides prescription drug coverage. Some Medicare Advantage plans (Part C) also include drug coverage
Can I have both Medicare Advantage and Medigap?
No, you cannot have both. Medicare Advantage (Part C) is an alternative to Original Medicare, while Medigap (Medicare Supplement Insurance) helps cover out-of-pocket costs not covered by Original Medicare
Do I need to renew Medicare every year?
No, you do not need to renew Original Medicare (Parts A and B) annually. However, you should review your Medicare Advantage (Part C) and Part D plans annually during the Open Enrollment Period to ensure they still meet your needs
What is the Medicare deductible?
The deductible is the amount you pay out-of-pocket before Medicare begins to pay. Deductibles vary by plan and coverage type
Does Medicare cover dental and vision care?
Original Medicare (Parts A and B) does not cover routine dental and vision care. Some Medicare Advantage plans may offer these benefits
What happens if I move to a different state?
You should notify Medicare and your plan provider. Your coverage options may change, and you may need to select a new plan available in your new location