Christian Penner Mortgage Broker West Palm Beach is a Broker Broker Owner, President & CEO of America's Mortgage Solutions, Inc., who is also a Certified Mortgage Advisor (CMA) That Specializes in All Types of Home Mortgage Loans like: VA – FHA – USDA – Fannie/Freddie – Reverse Mortgages – Jumbo Reverse Mortgages – Self Employed – Bank Statement Loans – Investor Loans – DCSR – Private Loans – Fix & Flip Loans – Owner Occupied & Investor Commercial Loans – No Ratio | No Income Primary Residence Loans & Jumbo | Super Jumbo loans to $50M+
I am currently a Mortgage Broker Business Owner in North Palm Beach and a Certified Mortgage Advisor in North Palm Beach, FL with America’s Mortgage Solutions, I have been in the Real Estate Lending Business since 1997. I graduated from the University of Florida, in 1996, with a BS Degree in Business Administration with a Double Major in Business Finance and Real Estate. I have also graduated from the Todd Duncan Mortgage Productivity School, and I am a Licensed Florida Mortgage Broker, NMLS#368289.
We Specialize in All Types of Mortgage Loans. Our intention is to impress upon you the importance of making your mortgage a pivotal component of your overall financial planning strategy. Our goal is to custom fit you with the best overall financing package by integrating the financing we select together based on your long and short-term financial and investment goals, which are coupled with your payment and equity objectives. This will allow you to create a debt strategy that will help you to build long-term wealth for you and your family.
Christian Penner is a Mortgage Broker Owner and a Certified Mortgage Advisor, with America’s Mortgage Solutions, I have been in the Real Estate & Lending Business since 1997. I graduated from the University of Florida, in 1996, with a BS Degree in Business Administration with a Double Major in Business Finance and Real Estate. I am a Licensed Mortgage Broker, NMLS#368289 & President & CEO of America’s Mortgage Solutions, NMLS#2009420 and a Realtor SL3027502
Residential Financing Options:
Fannie/Freddie Conventional Loans | VA | FHA I USDA | Reverse Mortgages | Jumbo Reverse Mortgages | Self Employed Loans I Bank Statement Loans | Investor DSCR Loans | Private & Hard Money Loans | Fix & Flip Loans | No Ratio and No Income Primary Residence Loans | Condo New Construction and/or Existing Condo Loans | Condotel Loans for 2nd Home or Investment | Jumbo & Super Jumbo Loans to $50M+
Luxury Sales & Epic Loan Options: Residential & Commercial Real Estate | New Construction Developments | Custom Homes | Yachts | Aircrafts | RVs I Collector & Exotic Cars I Roof & Solar Financing Packages
Commercial Financing Options: Commercial Financing Options for Owner Occupied and Investment Properties from $50k - $500M+ | New Construction Owner-Occupied & Investor Loans | SBA Loans New Start-Ups and/or Existing Businesses or for New Construction, Acquisition, or Refinancing an exciting Loan | Developer or Builder Spec Homes Loans | Commercial Buildings | Apartment Complex’s | Mixed-Use Projects | Business Purpose Loans for A/R, Inventory and Cash Flow | Doctor Loans for Business Acquisition & Commercial Real Estate with LTV's as high as 100% LTV
We are your One-Stop Brokerage for all your Personal Residential | Commercial Real Estate | Business Purpose | Sales & Finance for Residential Homes & Commercial Real Estate Developments | Yachts | Aircrafts | RVs | Collector & Exotic Cars | Roof & Solar Financing Packages
Christian Penner, CMA
President | CEO | Mortgage Broker | NMLS#368289
America’s Mortgage Solutions, Inc, NMLS#2009420
Cell/SMS: 561-373-0987
https://seelink.bio/cxpenner
https://AmericasMortgageSolutions.com
https://americasmortgagesolutions.org/christian-link-tree
https://americasmortgagesolutions.org/resource-websites
https://www.youtube.com/c/ChristianPenner1/videos
Christian Penner's Personal Meeting Room
Zoom With Christian: http://www.zoomwithchristian.com/
Meeting ID 561 316 6800
HomeBot:
Homeowners 👉 https://hmbt.co/nwCdmG
Homebuyers 👉 https://hmbt.co/G8fMTW
I’ve been friends with Christian for years and he treated me like a VIP client. They did an awesome job with my mortgage super knowledgeable, patient, and made the whole process easy and stress-free. Highly recommend them to anyone looking for a mortgage!”
MC
Mike C
Oct 1, 2025
5.0
Working with Christian Penner and America’s Mortgage Solutions has been an excellent experience. Christian and his team know how to make the mortgage process clear, smooth, and stress-free. They take the time to understand their clients’ goals and deliver the best financing options available. It is rare to find that level of professionalism combined with genuine care for the client. I highly recommend AMS to anyone looking for a mortgage partner they can trust.
PJ
Paul Vedder Jr.
Sep 30, 2025
5.0
I’ve worked with Christian Penner and America’s Mortgage Solutions and can say they set the bar for professionalism in the mortgage industry. Christian and his team bring creativity, deep knowledge, and unmatched dedication to every deal. They make the process smooth for clients and partners alike, always finding the right solution even in complex situations. If you’re looking for a trusted mortgage broker who delivers results, AMS is the one to call.
LL
Lisa
Sep 10, 2025
5.0
Christian is a longtime friend from high school, and I reached out to him in a panic over a pending VA loan assumption. He immediately took the time to answer all my questions and walk me through the entire process. Thanks to his knowledge and guidance, we just received final approval and are clear to close! If you’re looking for someone who’s knowledgeable, patient, and truly has your best interests at heart, I highly recommend reaching out to Christian at America’s Mortgage Solutions.
SB
Shannon Brink
May 20, 2025
5.0
I’ve had the opportunity to work with Christian Penner on multiple transactions, and I can confidently say he’s one of the most knowledgeable and reliable mortgage professionals I’ve ever worked with. His attention to detail, ability to navigate complex financing scenarios, and commitment to finding the best solution for each client is unmatched.
Christian isn’t just about getting a deal done, he’s focused on doing it the right way, with transparency, clear communication, and an understanding of how the mortgage fits into each client’s broader financial goals. He’s fast, responsive, and truly a partner throughout the process.
If you’re a buyer, a Realtor, or anyone needing financing guidance, I would absolutely recommend working with Christian. He’s a trusted expert, a true professional, and someone I’m always glad to have on my team.